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Welcome to the
Advisor Blog

TBI Advisor

Offices Closed for Victoria Day

Both Thunder Bay Insurance offices will be closed on Monday, May 21 for Victoria Day.  We apologize for any inconvenience this may cause.  Regular business hours will resume on Tuesday, May 22.    

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Hours of Operation for May 15, 2012

Due to a company-wide meeting, our office hours will be shortened on Tuesday, May 15, 2012.  Our offices will close at the following times:      14 N. Cumberland Street (Head Office):    3:55pm      121 S. May Street (Branch Office):    3:30pm We apologize for any inconvenience this may cause.  Regular business hours will resume on Wednesday, May 16, [...]

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Hours of Operation for April 19, 2012

Due to a company-wide meeting, our office hours will be shortened on Thursday, April 19, 2012.  Our offices will close at the following times:      14 N. Cumberland Street (Head Office):    3:55pm      121 S. May Street (Branch Office):    3:30pm We apologize for any inconvenience this may cause.  Regular business hours will resume on Friday, April [...]

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Hours of Operation for April 12, 2012

Due to a company-wide meeting, our Cumberland Street location will be closed early at 4:30pm on Thursday, April 12, 2012. We apologize for any inconvenience this may cause.  Regular business hours for this office will resume on Friday, April 13, 2012.

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Introducing…

Thunder Bay Insurance is proud to introduce 3 new serivce team members of our organization. Tonya BergenAccount ManagerPhone: (807) 624-1750E-mail: tbergen@tbayins.ca Clare KempeAccount ManagerPhone: (807) 346-3648E-mail: ckempe@tbayins.ca Kaitlyn MorrisonAccount ManagerPhone: (807) 345-3611 ext. 3622E-mail: kmmorrison@tbayins.ca These ladies have already greatly contributed to Thunder Bay Insurance and we know they will continue to do a fantastic job [...]

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We Challenge You to Make Your Coffee Count!

For more information or to donate visit www.alzheimerthunderbay.ca or call (807) 345-9556

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Noise Reduction™ Series – Do You Get A “Floater Day”?

Most business owners secretly long for the day when they can wake up in the morning and make a decision (without any guilt) to take a “floater day” from the office,  and all the responsibilities that would entail.  So what’s stopping them?  Simple answer, the noise that exists that they cannot turn their back on. [...]

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Risky Business Seminar – Register by May 27, 2011

Thunder Bay Insurance is proud to present the following seminar on Thursday, June 2, 2011.  Business owners and those who deal with business owners will learn “What Every Business Owner Needs to Know About Risk”. To register contact Ashleigh Quarrell by May 27, 2011(346-3649 or aaquarrell@tbayins.ca)

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International Day for the Elimination of Racial Discrimination

As some of you may know, The United Nations International Day for the Elimination of Racial Discrimination Breakfast was held recently on March 23 at the Best Western Nor’Wester. This 5th Annual Celebration focused its diversity topics around 2011 being the International Year of Youth.  We at TBI had the pleasure of attending this fine event [...]

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Reading the Signs – The Unspoken Dialogue Series

To help us get in the spirit for our upcoming workshop “The Unspoken Dialogue”, our special guest speaker, Dr. Robert Rail, has written some fantastic articles that highlight some of the important things to keep in mind when interpreting body language.  “Reading the Signs” is the last article in our series.  Click here to view the [...]

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Spotting a Liar – The Unspoken Dialogue Series

To help us get in the spirit for our upcoming workshop “The Unspoken Dialogue”, our special guest speaker, Dr. Robert Rail, has written some fantastic articles that highlight some of the important things to keep in mind when interpreting body language.  “Spotting a Liar” is the second article in our series.  Click here to view the first [...]

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Watch Them Talk – The Unspoken Dialogue Series

To help us get in the spirit for our upcoming workshop “The Unspoken Dialogue”, our special guest speaker, Dr. Robert Rail, has written some fantastic articles that highlight some of the important things to keep in mind when interpreting body language.  “Watch Them Talk” is the first article in our series.  Click here to view the [...]

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The Unspoken Dialogue – Register By March 30

TBI University, a division of Thunder Bay Insurance is proud to present the following workshop on Saturday, April 16th and Sunday, April 17th.  We encourage you to attend to learn how to understand body language and how you can use your own body language to control interviews and negotations. Registration & payment deadline is March [...]

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Daylight Savings Damage Control

An interesting article was sent our way in the form of the March 2011 St. John Ambulance Newsletter.  It discusses the surprisingly dramatic impacts our bodies face when we lose an average of 40 minutes of sleep with the spring  time change.  After discussing impacts, the article highlights some things you can do minimize the effects [...]

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The Digitial Age

How’s this for something amazing: In a study published by the Journal Science, it is estimated that the amount of data stored in digital form is calculated at 295 exabytes!  That is a colossal amount of information. How much is 295 exabytes?  Well, traditionally computer storage has been measured in bytes.  You have (in order [...]

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Thinking of Joining a Board of Directors? What You Should Know Before You Do

An invitation to join a Board of Directors once signified that a person had attained a certain prominence in business or the profession. The business acumen of the individual was being sought to enhance the profile of the Corporation. Such an invitation was usually accepted, not because of the financial rewards but because the post [...]

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Top 10 Workers’ Comp Violations for 2010

It’s no secret that the WSIB is looking for ways to tackle its $12 billion dollar unfunded liability, and its strategy is started with rate hikes for 2011, especially for the construction industry. It’s a complicated issue, with frustrations on all sides: injured workers are faced with strict rules, employers with ever growing rates and [...]

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Eliminate the Noise with a Second in Command

Do you find yourself at a point in your career where you assumed you would be reaping the benefits of your hard work and dedication, but instead you find yourself: Working longer hours Waking frequently during the night, or not getting to sleep Feeling the weight of the success of your company on your shoulders [...]

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What is Your Home Worth? Insurance to Value

As an Insurance Advisor I have to ask a lot of questions during TBI’s Total Review of Insurance™ to get all the information required to properly insure a client.  When discussing homeowners insurance with clients, and especially first-time homebuyers, the majority of the people I talk to have the same the question when we discuss [...]

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Managing & Motivating Employees in Their Twenties

Being a twenty something employee in an industry renowned for Baby Boomers, I found this article extremely pertinent to my situation.  Gen X’s perception of twenty somethings can sometimes be skewed when it comes to determining motivation. This is not their fault; we’ve been brought up in different generations with dissimilar ideals and moulded by [...]

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Special Olympics Truly Inspiring!

WOW what an experience!! I was very privileged to be a part of the Special Olympics Ontario Winter Games hosted in Thunder Bay this past weekend.  I was also proud to stand beside many of my coworkers at Thunder Bay Insurance who were also volunteering.  We all had the opportunity to be present during the [...]

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Holy Large Attachment!

Picture the scene… You’ve just finished an important e-mail.  You took your time writing it and double, no, triple checked the spelling.  Everything looks good, now to add the vital attachment and away it goes! A few minutes later you hear a ding, or a “you got mail,” only to find out that your message [...]

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TBI Recognized as Brokerage of the Year

Thunder Bay Insurance is honoured to have been presented with the 2010 Brokerage Award of Excellence during the Insurance Brokers Association of Ontario’s (IBOA) 90th Annual Convention held in Niagara Falls. This award recognizes us as the Brokerage of the Year across the entire IBAO membership which includes over 11,500 brokers province-wide. TBI was selected [...]

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When is Risk an Asset for a Small Business? – Part 2

1. Seek the Advice of a Professional Risk ManagerThe first and easiest way to start implementing risk management in your company is to seek the professional advice and guidance of a professional risk manager.  Not only are they trained in the techniques for risk analysis, control, and finance, they also have access to a wealth [...]

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When is Risk an Asset for a Small Business? – Part 1

The rules of the game have changed: effective risk management, rather than the commodity-driven “insure and pray” method (you insure your business and pray nothing goes wrong), is the separating line between successful businesses and non-successful ones.  Unfortunately, I meet business owners every day who feel that the size of their business is too small, [...]

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Protecting Your Intellectual Capital: Canadian vs. U.S. Trade-Mark Procedures

I recently came across David Spratley’s article analyzing the similarities and differences between Canadian and U.S. trade-marks.  Whatever your business, protecting your intellectual capital is paramount, and you should know where and how to do so. Canada and the United States have similar systems for registering and protecting trade-marks, and franchisors need to be aware [...]

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Know You’re Covered

A poll conducted by an insurance company in September 2010 showed that nearly one quarter of Canadians don’t know what their insurance policy covers.  According to the study, more than half (53%) said they had made a claim on their insurance policy, and of those, 42% said they were surprised by something contained in their [...]

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What Would You Do In a Disaster?

Too often insurance brokers are faced with resistance when we try to recommend enhanced coverage.  Take the liability limits on your home or auto policy for example; if you’re like most Ontarians, you likely have a limit of $1,000,000.  It seems like a lot, and it is…or at least it is as long as we’re [...]

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The Story of Stuff

In the spirit of Waste Reduction Week 2010 (October 18-24), I was doing some “green” reading and came across an interesting project that I thought I would share: “The Story of Stuff” project by Annie Leonard.  What’s great about the “Story of Stuff” website: www.storyofstuff.com, is that there are both interactive videos and written articles [...]

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What You Need to Know About Identity Theft

These days you are 10 times more likely to have your identity stolen than your vehicle. This is just one reason why it’s important to understand what identity theft is and how you can prevent it. According to Michael Arata, in his book “Preventing Identity Theft for Dummies”, identity theft is when an individual uses [...]

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7 Questions to Ask About Your Insurance

Lately, the news has been buzzing about increases to insurance rates and decreases to coverage.  So how does an insurance consumer protect themselves and get the “best deal” when shopping for insurance?  Conventional wisdom suggests that we should “shop around” every few years to make sure that our current company isn’t trying to gauge us, [...]

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Back Up Basics

“Can I get my files back?” she asks as I return her flash drive. “No I’m sorry, the flash drive is corrupted and the only thing I can do is reformat it.  Even then I can’t guarantee that your flash will work” I reply.  I wince as I see her face contort into what I’m [...]

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New Auto Reform – Effective September 1

On September 1, 2010 your auto insurance options will change.  These changes will allow you to:  Choose the insurance coverage that best meets your protection needs and budget Customize your level of income replacement, medical, rehabilitation, attendant care, caregiver, housekeeping, death benefits and home maintenance coverage; and Better integrate your auto insurance with private disability [...]

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New Branch Office Hours

Our South Branch, located at 121 S. May Street has new office hours: Monday to Friday, 8:30am – 4:30pm (closed for lunch 12:30pm-1:30pm) In the event of an after-hours emergency claim, please call 345-3616 or 1-866-725-5060

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TBI Demonstrates Environmental Leadership

Thunder Bay Insurance’s reduce-, reuse-, recycle-minded staff have been very successful in diverting garbage to be recycled. On March 1, 2010 Thunder Bay Insurance was proud to be recognized by the City of Thunder Bay and the Zero Waste Action Team for environmental leadership in our waste reduction and recycling efforts. We were a recipient [...]

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Mardi Gras Party

Thunder Bay Insurance is hosting a MARDI GRAS PARTY on Saturday, February 6 at the Moose Lodge (434 Fort William Road).  There will be great prizes and Mardi Gras masks and beads!  Tickets are $5 or $6 at the door.  Purchase your tickets from either of our locations, any of our staff or the Habitat Restore (note: you must [...]

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Holiday Hours

Please note that Thunder Bay Insurance will be closed the following days: Thursday, December 24Friday, December 25Thursday, December 31Friday, January 1 In the event of an emergency claim, please call: 345-3616 or 1-866-725-5060. Regular hours will resume Monday, January 4, 2010.  We apologize for any inconvenience. Have a Safe and Happy Holiday Season!!

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TBI “Green” Calendars

The 2010 TBI Calendars have been released!  Thunder Bay Insurance’s 2010 calendar offers real solutions for environmental living at home, at work and in your community.  Each month provides helpful tips from our Thunder Bay Insurance team on how to help reduce your ecological footprint by being environmentally-friendly.  In addition, we are proud to celebrate [...]

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Nipigon Reminder

For our Nipigon clients, a reminder that you can contact your new Account Manager, Rose Charlebois through our Toll Free Number: 1-877-371-8247 or by e-mail: rjcharlebois@tbayins.ca.  We’d also like to take this opportunity to thank you for your continued support of Thunder Bay Insurance.

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Thunder Bay Insurance Partners with Habitat for Humanity

Thunder Bay Insurance publicly announced yesterday that we have committed to building a duplex home by 2016 in partnership with Habitat for Humanity Thunder Bay.  The TBI ownership team proudly presented Habitat for Humanity with a cheque for $25,000, the first installment and one third of the cost of completing our home.  The ownership team [...]

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Advisor Feed

Offices Closed for Victoria Day

Hours of Operation for May 15, 2012

Hours of Operation for April 19, 2012

Hours of Operation for April 12, 2012

Introducing…


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Thunder Bay Insurance

14 Cumberland St. North
Thunder Bay P7A 4K9

Phone: (807) 345-3611
Toll Free: 1-877-371-8247
Fax: (807) 345-0491
inquiries@tbayins.ca

Office Hours
Mon-Fri 8:30am - 5:00pm

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